If law enforcement agencies take legal action, they try to recover victims’ money, but it’s not always possible. If you paid with a credit card or the money was debited from your bank account, you may be able to dispute the charges or debit. Contact your credit card issuer or bank immediately. If the charge was on your telephone bill, contact the company that sent you the bill to find out how you can dispute the charge. Some online auction sites have insurance that covers at least a portion of the loss in auction transactions. Read the terms and conditions of the insurance carefully before you bid.